https://www.youtube-nocookie.com/embed/N0VOodu-f98
See also:
The Economics of Fractional Reserve Banking
Further reading:
The Mystery of Banking by Murray N. Rothbard
The Myth of Free Banking in Scotland by Murray N. Rothbard
Against Fiduciary Media by Hans-Hermann Hoppe, Jörg Guido Hülsmann & Walter Block
Free Banking and the Free Bankers by Jörg Guido Hülsmann
A Critical Note on Fractional-Reserve Free Banking by Jesús Huerta de Soto
Money, Bank Credit, and Economic Cycles by Jesús Huerta de Soto
Fractional Reserve Free Banking: Some Quibbles by Philipp Bagus & David Howden
Unanswered Quibbles with Fractional Reserve Free Banking by Philipp Bagus & David Howden
Still Unanswered Quibbles with Fractional Reserve Free Banking by Philipp Bagus & David Howden
Monetary Equilibrium and Price Stickiness: Causes, Consequences and Remedies by Philipp Bagus & David Howden
The Concept of Coordination in Austrian Macroeconomics by Joseph T. Salerno (Chapter 7 in Money, Sound and Unsound)
Against Monetary Disequilibrium Theory and Fractional Reserve Free Banking by Laura Davidson
More Than Quibbles: Problems with the Theory and History of Fractional Reserve Free Banking by Robert P. Murphy
The Yield from Money Held by William H. Hutt (Chapter 15 in On Freedom and Free Enterprise: Essays in Honor of Ludwig von Mises)
"The Yield from Money Held" Reconsidered by Hans-Hermann Hoppe
More resources:
The Great Fractional Reserve/Free Banking Debate compiled by Stephan Kinsella
Understanding the Rothbardian Critique of Free Banking by Kristoffer Mousten Hansen
